The start of the micro-credit programme as a part of the reintegration in 2012 and the extension to the village-level in 2013.

The microcredit-programme started in 2012 as a part of the re-integration of orphans and enabled families of re-integrated children in the mid- and long-term to generate income and to care for themselves.

A total of 26 people took part in the reintegration-microcredit-programme who clustered together in five groups to realize specific business ventures. The credit-takers were encouraged to not exclusively invest in agriculture but to develop different innovative business ideas.

Agriculture is one of the most important sources of income in the north of Ghana. A majority of the inhabitants are farming grain and vegetables for their own need and, if possible, selling on the local market. On the one hand, this business is risky because of the unpredictabe climatic circumstances, on the other hand many people are investing in agriculture and the demand on the market is already covered. These are the reason why people were encouraged to develop new business-models and to create small business-plans together.

Some people still picked the area of agriculture (soy and corn-farming) as their preferred area because they already have experience in this area and were not ready to open themselves to new business ideas. Others chose the areas on animal-breeding, (sheep, goat, pigs, chickens, …). Sales (Selling and storing of corn, sorghum, peanuts, …) or oil- and soap production through shea-nuts.






Extention of the microcredit-programme on a village-level in 2013

At the end of 2013, the microcredit programme was extended to the village level. The populaton was animated to write down innovative business ideas in a business-plan. In this competition, 154 submissions reached the BRAVEAURORA Project-Leader. The best 10 business-ideas were honored by a jury (consisting of project-leader Severin Schwaiger, educational spokesperson Saibu Mutru, BRAVEAURORA Ghana director Baba Seidu, social-worker Suzie Agana and architect Bärbel Müller).